Apple is one of the largest companies in the world. Apple created its own credit card having partnership with Goldman Sachs. Apple launched the Apple Card in 2019.
Before using the apple card or any other cards we need to have the knowledge of the cards benefits and all the things that are suitable for us to use the card before registering the card. Apple card is mostly useful for apple users. If you are not a apple user then you might not love apple card.
Is Apple Card Worth It? Apple Card review :
The below table provides you the key features of Apple card and as well as provides keen difference between the other cards such as Capital One SavorOne Cash Rewards Credit Card, Blue Cash Everyday Card from American Express, Chase Sapphire Preferred Card.
| Aspect | Apple Card | Capital One SavorOne Cash Rewards Credit Card | Blue Cash Everyday® Card from American Express | Chase Sapphire Preferred® Card |
|---|---|---|---|---|
| APR | 19.24% to 29.49% | 19.99%-29.99% (variable) | 19.24%-29.99% (variable) | 21.49%-28.49% |
| Annual Fee | None | None | None | $95 |
| Fees | No annual fees, foreign transaction fees, late fees, or authorized user fees | None | None | None |
| Rewards | 3% cash back at Apple and select merchants, 2% cash back with Apple Pay, 1% cash back on all other purchases | $200 cash bonus for spending $500 in first 3 months, 3% back on dining, entertainment, streaming services, grocery stores (up to $6,000/yr), 1% on all other purchases | $200 welcome bonus for spending $2,000 in first 6 months, 3% back at U.S. supermarkets, U.S. online retail, and U.S. gas stations (up to $6,000/yr), 1% on everything else | 60,000 points for spending $4,000 in first 3 months, 5x points on travel, 3x on dining, select streaming services, online grocery spending, 2x on other travel, 1x on everything else |
| Rewards Redemption | Statement credit, account deposit, transfer to Apple Cash | Statement credit or Amazon.com redemption | Statement credit or Amazon.com redemption | Travel through Chase, hotel credit, points boost |
| Additional Benefits | Limited benefits such as ShopRunner membership and identity theft protection | Introductory 0% APR on purchases and balance transfers for 15 months | Introductory 0% APR on purchases and balance transfers for 15 months, $7 statement credit/month for Disney Bundle, $15 statement credit/month for Home Chef subscription | $50 hotel credit annually, points boost on account anniversary |
| Where can you use the card | Mastercard network, widely accepted domestically and internationally | Mastercard network | American Express network | Visa network |
| How to make a payment | Apple mobile app or phone: 877-255-5923 | Capital One mobile app or phone | American Express online platform or phone | Chase online platform or phone |
| Customer Service Information | Phone: 877-255-5923, Chat: https://getsupport.apple.com/solutions | Phone or Online Chat: Capital One website | Phone or Online Chat: American Express website | Phone or Online Chat: Chase website |
To apply for apple credit card visit : Apple Card Application
