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Bindass News https://bindassnews.com Finance, Agriculture, Automobile and Sports news updates. Stay connected to get bindass news. Tue, 06 Feb 2024 12:13:32 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 https://i0.wp.com/bindassnews.com/wp-content/uploads/2024/01/cropped-fav.ico.png?fit=32%2C32&ssl=1 Bindass News https://bindassnews.com 32 32 227839976 Is Apple Card Worth It? | Apple Card review |Apple Card Pre Approval | Daily cash back and no fees | https://bindassnews.com/apple-card-review-apple-card-pre-approval/ https://bindassnews.com/apple-card-review-apple-card-pre-approval/#respond Tue, 06 Feb 2024 12:13:32 +0000 https://bindassnews.com/?p=487 Apple is one of the largest companies in the world. Apple created its own credit card having partnership with Goldman Sachs. Apple launched the Apple Card in 2019.

Before using the apple card or any other cards we need to have the knowledge of the cards benefits and all the things that are suitable for us to use the card before registering the card. Apple card is mostly useful for apple users. If you are not a apple user then you might not love apple card.

Is Apple Card Worth It? Apple Card review :

The below table provides you the key features of Apple card and as well as provides keen difference between the other cards such as Capital One SavorOne Cash Rewards Credit Card, Blue Cash Everyday Card from American Express, Chase Sapphire Preferred Card.

Aspect Apple Card Capital One SavorOne Cash Rewards Credit Card Blue Cash Everyday® Card from American Express Chase Sapphire Preferred® Card
APR 19.24% to 29.49% 19.99%-29.99% (variable) 19.24%-29.99% (variable) 21.49%-28.49%
Annual Fee None None None $95
Fees No annual fees, foreign transaction fees, late fees, or authorized user fees None None None
Rewards 3% cash back at Apple and select merchants, 2% cash back with Apple Pay, 1% cash back on all other purchases $200 cash bonus for spending $500 in first 3 months, 3% back on dining, entertainment, streaming services, grocery stores (up to $6,000/yr), 1% on all other purchases $200 welcome bonus for spending $2,000 in first 6 months, 3% back at U.S. supermarkets, U.S. online retail, and U.S. gas stations (up to $6,000/yr), 1% on everything else 60,000 points for spending $4,000 in first 3 months, 5x points on travel, 3x on dining, select streaming services, online grocery spending, 2x on other travel, 1x on everything else
Rewards Redemption Statement credit, account deposit, transfer to Apple Cash Statement credit or Amazon.com redemption Statement credit or Amazon.com redemption Travel through Chase, hotel credit, points boost
Additional Benefits Limited benefits such as ShopRunner membership and identity theft protection Introductory 0% APR on purchases and balance transfers for 15 months Introductory 0% APR on purchases and balance transfers for 15 months, $7 statement credit/month for Disney Bundle, $15 statement credit/month for Home Chef subscription $50 hotel credit annually, points boost on account anniversary
Where can you use the card Mastercard network, widely accepted domestically and internationally Mastercard network American Express network Visa network
How to make a payment Apple mobile app or phone: 877-255-5923 Capital One mobile app or phone American Express online platform or phone Chase online platform or phone
Customer Service Information Phone: 877-255-5923, Chat: https://getsupport.apple.com/solutions Phone or Online Chat: Capital One website Phone or Online Chat: American Express website Phone or Online Chat: Chase website

To apply for apple credit card visit : Apple Card Application

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IBM Pension Plan |Revolutionizing Retirement: IBM’s Innovative Approach and Its Implications for Corporate Benefits| IBM news | https://bindassnews.com/465-2-ibm-pension-ibm-retirement-plan-ibm-news/ https://bindassnews.com/465-2-ibm-pension-ibm-retirement-plan-ibm-news/#respond Mon, 29 Jan 2024 09:26:56 +0000 https://bindassnews.com/?p=465 Restructuring IBM Retirement Approach :

IBM has launched a revolutionary retirement account that closely resembles the concept of a pension system. Instead of the traditional 401(k) match, the employer transfers 5% of employees’ income to this unique account.

As of January 1 2024, IBM’s 401(k) plan changed from a dollar-for-dollar 5% employee match to providing the majority of its U.S. staff with a portable “retirement benefit account.” Essentially, IBM has moved away from a section of its defined-contribution plan and toward a typical pension structure.

While traditional defined-benefit pensions remain rare in the private sector, IBM’s strategic decision may prompt a rethinking of retirement plan methods across a variety of businesses. Dylan Tyson, head of Prudential Retirement Strategies, expects a continued change and the creation of varied employer-based retirement programs.

 

IBM’s groundbreaking technique involves donating 5% of an employee’s income to these accounts. It ensures a 6% tax-deferred return for the first three years. From 2027 to 2034, these accounts guarantee returns comparable to the 10-year Treasury yield, which is now at 4.2%.

An IBM representative stated the automated retirement savings option, which requires no contributions from employees while still allowing them to contribute to their 401(k) plan. The representative emphasised the stability, well-funded nature, and diversification benefits of this new retirement benefit.

After leaving IBM, the accumulated money in the account can be released as a lump-sum payment (with the option to roll over into an IRA or 401(k) plan) or as an annuity giving monthly income for the participant’s life or that of their survivor.

The IBM account, which resembles a regular defined benefit pension, functions as a cash balance plan, as opposed to the standard defined benefit plan. In this concept, employees have no individual accounts, and the plan “defines” a benefit payable from its general assets.

For many employees, the guaranteed return of this account, which is free of employee input, provides comfort on numerous levels. For beginnings, it reduces the fears that 401(k) individuals have about market volatility, since they are used to seeing variations in their balances with no expertise of how to handle them. Second, it tackles the difficulty of motivating people to save for retirement, particularly in the early phases of their employment.

SECURE 2.0 Act and Impact on Retirement Savings

In 2025, the SECURE 2.0 Act will require companies with new 401(k) plans to automatically enroll employees at a minimum contribution rate of 3%, with an opt-out provision. According to Vanguard’s 2023 “How America Saves” report, plans with auto-enrollment have a higher average total employee retirement account contribution rate of 11%, compared to 8% for voluntary enrollment.

IBM’s approach follows a rising trend in which pensions are viewed as a separate employment benefit sought by job applicants. According to Daniel Zhao, Glassdoor’s head economist, employees regularly favor benefits packages that include a pension over those that only provide a 401(k).

According to a poll, roughly 40% of 401(k) participants believe that “investment options providing guaranteed retirement income” are the most important upgrade to their plans.

Also Read :IFCI Share Price Today |URJA global share price| Borosil Renewables Share Price | IFCI Share Price Target 2025 |Zee Share Price |Zeel Share Price Target |

Pensions as a Recruiting Tool

Recruitment teams are understanding the critical role pensions play in attracting top personnel, with at least two more firms expected to announce pension programs by 2024.

Mark Miller, a retirement specialist, observes that conversations regarding unfreezing defined benefit pension systems have been going on for over a year. Overfunded DB plans, the perceived attraction of pensions in the talent acquisition environment, and the understanding that retirees may struggle to generate income from savings and Social Security all contribute to this thought process.

Mark Miller, a retirement specialist, observes that conversations regarding unfreezing defined benefit pension systems have been going on for over a year. Overfunded DB plans, the perceived attraction of pensions in the talent acquisition environment, and the understanding that retirees may struggle to generate income from savings and Social Security all contribute to this thought process.

While IBM has always been the leader in employee benefits, it’s worth mentioning that the business was one of the first to move to an all-defined contribution retirement plan in 2006. In the years that followed, the number of employers giving conventional pensions decreased.

Also read :Grow Indigo raised 67 crore, will be utilise for driving future of sustainable agriculture | Grow Indigo Pvt Ltd |

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Grow Indigo raised 67 crore, will be utilise for driving future of sustainable agriculture | Grow Indigo Pvt Ltd | https://bindassnews.com/439-2-grow-indigo/ https://bindassnews.com/439-2-grow-indigo/#respond Mon, 29 Jan 2024 06:00:53 +0000 https://bindassnews.com/?p=439 Grow Indigo Pvt Ltd

A joint venture has been formed between Indigo Ag, USA, and Mahyco in 2018 which was names as Grow Indigo.

On 28 January 2024, Grow India states that it has gained an amount of 67 crore in a funding round with a cumulative capital raise of more than $23 million (around ₹191 crore) to date. The company states that “The round saws interest in the investors and the amount raised will be utilised for driving the future of sustainable agriculture”. Grow Indigo promote innovation to meet current issues, increase yields, and promote sustainable agriculture. Grow Indigo believe growing more than crops creates opportunity for our farmers, partners, and workers.

The joint venture between Indigo Ag and Mahyco operates a carbon farming platform for small farmers in India. About 8,00,000 acres have already been enrolled in the company’s programs. The platform includes four carbon platforms in 13 states. The platform aims to reduce or remove emissions by 20 MT of CO2 annually from agriculture.

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IFCI Share Price Today |URJA global share price| Borosil Renewables Share Price | IFCI Share Price Target 2025 |Zee Share Price |Zeel Share Price Target | https://bindassnews.com/ifci-share-price-today-urja-global-share-price-borosil-renewables-share-price-ifci-share-price-target-2025-zee-share-price-zeel-share-price-target/ https://bindassnews.com/ifci-share-price-today-urja-global-share-price-borosil-renewables-share-price-ifci-share-price-target-2025-zee-share-price-zeel-share-price-target/#respond Mon, 29 Jan 2024 05:21:05 +0000 https://bindassnews.com/?p=436

IFCI Share Price Today |IFCI Share Price Target 2025 |

IFCI: As of January 25, 2024, share price on NSE is Rs. 21,453.95 .

click to check here live : visit

 

URJA global share price:

As of January 25, 2024, Urja Global’s share price on BSE is Rs. 23.75 . On January 29,2024 it has now reached the value of 28.50 rs.

click to check here live : visit

 

Borosil Renewables Share Price:

As of January 29, 2024, Borosil’s Renewable share price on NSE is Rs 630.10. .

click to check here live : visit

Zee Share Price |Zeel Share Price Target |:

Zee Entertainment Enterprises : As of January 25, 2024, Zee Entertainment’s share price on NSE is Rs. 160.65 .

click to check here live : visit

Zee Entertainment Enterprises Limited (ZEEL): As of January 25, 2024, share price on NSE is Rs. 23.75 .

 

Also Read:Microsoft Layoffs 2024 | Ebay layoffs around 1,000 employees | Ebay Layoffs 2024 |Ebay news |

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Binny Bansal resigns from board of Flipkart after 16 years |Flipkart Co-Founder Binny Bansal Resignation | https://bindassnews.com/binny-bansal-resigns-from-board-of-flipkart-after-16-years-flipkart-co-founder-binny-bansal-resignation/ https://bindassnews.com/binny-bansal-resigns-from-board-of-flipkart-after-16-years-flipkart-co-founder-binny-bansal-resignation/#respond Sat, 27 Jan 2024 11:22:44 +0000 https://bindassnews.com/?p=422 Flipkart Co-Founder Binny Bansal Resigns :

Binny Bansal was the co-founder of Flipkart. He was the member of board and running Flipkart since 16 years, since 2007. Now, Binny Bansal has officially resigned from the board of Flipkart. Sachin bansal and Binny Bansal has started this e-commerce business in 2007, Sachin Bansal has already sold his stake of Flipkart to Walmart.

Now, Binny Bansal has officially resigned from Walmart acquired Flipkart company.

Also Read: Tata and Airbus are going to manufacture helicopters in India| Tata Technologies |Airbus Share Price|

Walmart acquired a majority share in Flipkart in 2018. Flipkart co-founder Sachin Bansal had previously sold his entire investment to Walmart in 2018, but his partner and co-founder Binny Bansal kept a tiny stake in the company even after the sale.

“Flipkart is in a strong position with a strong leadership team and a clear path forward, and with this belief, I have decided to leave the company, knowing that the company remains in capable hands,” Binny Bansal said in a statement.

Flipkart began in 2007 with a modest 2BHK apartment in Bengaluru. Sachin Bansal was appointed CEO of Flipkart, with Binny taking over as COO. Within 5 years, the firm achieved remarkable success. Flipkart raised $150 million in 2012, making it India’s second unicorn firm.

Also Read:Microsoft Layoffs 2024 | Ebay layoffs around 1,000 employees | Ebay Layoffs 2024 |Ebay news |

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Microsoft Layoffs 2024 | Ebay layoffs around 1,000 employees | Ebay Layoffs 2024 |Ebay news | https://bindassnews.com/microsoft-layoffs-ebay-layoffs-employees-ebay-layoffs-2024-ebay-news/ https://bindassnews.com/microsoft-layoffs-ebay-layoffs-employees-ebay-layoffs-2024-ebay-news/#respond Sat, 27 Jan 2024 06:08:52 +0000 https://bindassnews.com/?p=418 Microsoft Layoffs 2024 | Ebay layoffs around 1,000 employees | Ebay Layoffs 2024 |Ebay news |

In a statement to staff on Tuesday, 23 January 2024, eBay President and CEO Jamie Iannone stated that the business is going to have there eBay layoffs 2024. It will be laying off workers and removing around 1,000 jobs.

In the layoffs a 1000 jobs is been removed and estimated 9 percent of full-time employees will be laying off. eBay is also going to reduce the number of contracts in the upcoming months.

Jamie Iannone has led the technology giant for around 4 years since 2020. According to the CEO, eBay’s employment base and expenses have surpasses the revenue department calculations. This layoff is strategically define to position eBay for long term sustainable growth.

Also Read :Tata and Airbus are going to manufacture helicopters in India| Tata Technologies |Airbus Share Price|

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Today Gold price in India (27 Januaruy 2024) | Gold Rate Today Hyderabad | Gold Investment Plans | https://bindassnews.com/gold-price-in-india-gold-rate-today-hyderabad-gold-investment-plans/ https://bindassnews.com/gold-price-in-india-gold-rate-today-hyderabad-gold-investment-plans/#respond Sat, 27 Jan 2024 05:41:50 +0000 https://bindassnews.com/?p=414 Contents

  • Today Gold price in India (27 Januaruy 2024)
  • Gold Rate Today Hyderabad |
  • Gold Investment Plans

Gold price in India:

The price of gold in India on January 27, 2024, was Rs. 63,970 per 10 grams of 24 carat gold 1. On the same day, the price of one kilogram of silver was Rs. 76,500.

Gold Rate Today Hyderabad:

As of 26th January 2024, the rate of gold in Hyderabad was Rs. 5,780 per gram for 22 karat gold and

The rate of gold for 24 carat gold  was Rs. 6,305 per gram. visit for more.

Gold Investment Plans:

. Gold has a important asset to buy. Gold is a popular investment choice in India. Physical gold, digital gold, gold ETFs, gold mutual funds, and sovereign gold bonds are all options for investing in gold. Investing in gold always gives returns.

Physical gold means buying  jwelery, gold chains, bracelet, coins, or bars. However, there are significant restrictions to investing in real gold, including storage and security issues.

Now we can buy digital gold through some apps providing this feature at anytime. Digital gold provides an easy method to invest in gold. We can also invest in gold through digital gold, gold ETFs, gold mutual funds, and sovereign gold bonds. Digital gold is a paperless kind of gold investing in which you may purchase and sell gold online through an app.

Gold ETFs and mutual funds are financial vehicles that enable you to invest in gold without owning real gold. Gold ETFs are traded on the stock exchange, whereas gold mutual funds are managed by professional fund managers.

The Reserve Bank of India offers sovereign gold bonds, which are a strong long-term investment alternative. These bonds pay an annual interest rate of 2.5% and are redeemable after a time period of 8 years.

Before investing in gold, it is critical to consider the risks and benefits of each alternative. You may want to contact with a financial expert to identify the best investment option for you.

Also Read:Tata and Airbus are going to manufacture helicopters in India| Tata Technologies |Airbus Share Price|

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Tata and Airbus are going to manufacture helicopters in India| Tata Technologies |Airbus Share Price| https://bindassnews.com/tata-and-airbus-are-going-to-manufacture-helicopters-in-india-tata-technologies-airbus-share-price/ https://bindassnews.com/tata-and-airbus-are-going-to-manufacture-helicopters-in-india-tata-technologies-airbus-share-price/#respond Fri, 26 Jan 2024 17:42:09 +0000 https://bindassnews.com/?p=410 Tata and Airbus making civil helicopter | Tata technologies |

New Delhi:  India’s Tata group owned by Ratan Tata and France’s Airbus SE have signed an agreement to jointly manufacture civilian helicopters. Prime Minister of India, Narendra Modi and President of France, Emmanuel Macron agreed on a defence industrial cooperation roadmap for designing, developing, testing, and manufacturing advanced military technologies and platforms.

Airbus and Tata Advanced Systems Limited (TASL), a subsidiary of Tata Group will establish a assembly line ( FAL) in country where the manufacturing of H 125 choppers will take place. The choppers will be made as per the requirements of nations.

The FAL will take 24 months to get established and we get our first made in India H 125 chopper till 2026. H 125 is a lightweight civilian helicopter that can carry upto 6 people.

According to a news statement published by Airbus SE, this would be the first time the private sector has established a helicopter manufacturing plant in India, giving a significant boost to the Government of India’s ‘Aatmanirbhar Bharat’ (self-reliant India) project. Tata Advanced Systems Limited (TASL), a Tata Group affiliate, and Airbus Helicopters will jointly establish the facility.

The FAL in India will integrate the primary component assemblies, avionics and mission systems, installation of electrical harnesses, hydraulic circuits, flight controls, dynamic components, fuel system, and the engine.

Airbus Share Price :

The share price of Airbus is  €148.84.

Also Read:Patna Pirates beats Bengal warriors in home ground |Patna Pirates vs Bengal Warriors | PKL Points Table (Season 10) |

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Patna Pirates beats Bengal warriors in home ground |Patna Pirates vs Bengal Warriors | PKL Points Table (Season 10) | https://bindassnews.com/patna-pirates-vs-bengal-warriors-pkl-points-table/ https://bindassnews.com/patna-pirates-vs-bengal-warriors-pkl-points-table/#respond Fri, 26 Jan 2024 17:11:30 +0000 https://bindassnews.com/?p=407 Patna Pirates vs Bengal Warriors

In todays match, Patna Pirates vs Bengal Warriors. Patna Pirates began their homestand with a 44-28 victory over Bengal Warriors in a Pro Kabaddi League (PKL) Season 10 match at Patliputra Indoor Stadium on Friday, January 26, 2024. Manjeet, with 10 raid points, Nitin Kumar, with 10 raid points, and Mayur Kadam, with 6 tackle points, finished as the top performers in this battle.

Unlike their previous compete, which was marked by an excessive number of raids, this match saw both squads focusing strategically on defense. Mayur Kadam’s two outstanding tackles, one on Maninder Singh and the other on Nitin Kumar, helped the home team take the lead.

Sachin, Patna Pirates’ best raider, destroyed the Bengal Warriors’ defense, arranging an All-Out and established a 13-7 advantage by the 13th minute.

Patna Pirates maintained their control over the next seven minutes, reducing their opponents to just three at halftime. Sachin, the Patna Pirates’ captain, produced another All-Out by outmaneuvering the remaining defenders just four minutes into the second half.

The home team assumed complete control, with remarkable raiding exploits from Manjeet and Sachin intensifying Bengal Warriors’ predicament.

Also read :RVNL Share Price NSE | RVNL share price target 2024 | Stock market news |

In his season debut, Mayur made an unbreakable tackle on Aditya Shinde, resulting in Patna Pirates’ third All-Out. The three-time champs led by 22 points, with a dominant 34-12 scoreline. Patna Pirates persisted, with multi-point assaults from Sachin and Manjeet, leaving Bengal Warriors with only one player by the 35th minute.

A possible All-Out was foiled when Nitin completed an incredible four-point raid, giving the Bengal Warriors a ray of hope. Despite Bengal Warriors’ last-minute All-Out, the conclusion stayed unchanged, and Patna Pirates won by a comfortable 16 points.

ALSO READ :Australian Open Novak Djokovic Fans Try to influence Jannik Sinner by reminding 2022 event | Australian Open (2024) |

PKL Points Table :

Pos Team P W L T Score Diff Form Pts
1 Jaipur Pink Panthers 15 11 2 2 71 WWWW 63
2 Puneri Paltan 14 11 2 1 166 TWLWW 60
3 Dabang Delhi K.C. 15 9 4 2 35 WWLTW 54
4 Gujarat Giants 15 9 6 0 7 WLWLW 49
5 Haryana Steelers 15 8 6 1 -22 LWLWT 45
6 Patna Pirates 15 7 7 1 19 WWLTL 42
7 U Mumba 15 6 7 2 -3 LTLTT 40
8 Bengal Warriors 15 6 7 2 -28 LLWW 38
9 Bengaluru Bulls 15 6 9 0 -47 LWLWL 37
10 Tamil Thalaivas 15 6 9 0 28 WWWLW 35
11 U.P. Yoddhas 15 3 11 1 -54 LLLL 23
12 Telugu Titans 16 2 14 0 -172 LLWLL

Check the live points table : visit

 

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Australian Open Novak Djokovic Fans Try to influence Jannik Sinner by reminding 2022 event | Australian Open (2024) | https://bindassnews.com/australian-open-novak-djokovic-jannik-sinner-tennis/ https://bindassnews.com/australian-open-novak-djokovic-jannik-sinner-tennis/#respond Fri, 26 Jan 2024 05:41:36 +0000 https://bindassnews.com/?p=388 A match between Jannik Sinner and Australian Open Novak Djokovic in theAustralian Open semifinals is scheduled for 2024. In the world of tennis, of course, there is a lot of buzz around this match. Fans of Djokovic may have chosen to use this favorable opportunity to influence his younger opponent’s team on social media. They accomplished this by posting a video from the 2022 Wimbledon in which the young Italian was defeated by the GOAT.

Like the six previous Wimbledons that Novak Djokovic had won, the 2022 edition was similar. In the championship match, he defeated Nick Kyrgios 4-6, 6-3, 6-4, 7-6 (7-3). But that happened during his quarterfinal matchup with Jannik Sinner, who was 21 at the time. Djokovic fell to a relatively inexperienced Sinner 5-7, 2-6 in the opening two sets. The Italian maintained his strong play into the third set, but the World No. 1 quickly got back into the match. The following two sets he won 6-3 and 6-2.

At one point in the final set, Djokovic was up 4-2, and then Sinner’s serve created the moment of magic. Djokovic had to stretch out to return the ball as the current World No. 4 served it well into his right corner. Sinner then deftly struck the ball in Djokovic’s court’s opposite extreme corner. The 35-year-old managed to strike the ball back despite most likely not being there. He sprang to that corner like Superman, smacked the ball back out of Sinner’s grasp, and collapsed onto his stomach. while receiving a well-earned point in the process.

The sudden transformation of an unbeatable game into Novak Djokovic’s point shocked and thrilled both tennis commentators and spectators. Djokovic reached to the semifinals by winning that set 6-2.

That shot was nearly like a bolt from a lightning bolt to Sinner. And it seems that Djokovic’s supporters were keen to remind Sinner and his supporters about this very occasion.

ALSO READ :RVNL Share Price NSE | RVNL share price target 2024 | Stock market news |

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